How Much Can I Borrow with a Car Loan?

How Much Can I Borrow with a Car Loan?

Cars are expensive, and one of the best ways to afford a new (or used) car is to take out a car loan. This helps you spread the expense over several months or years, avoiding a hefty one-off payment. 

In this article, we’ll look at car loans in some more detail and dive into how much you’ll be able to borrow.

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Our Guide to Refinancing Your Mortgage

Our Guide to Refinancing Your Mortgage

For most of us, our mortgage is by far the biggest financial decision we will ever make and the biggest loan we will ever take out. Our home is also, for most of us, by far the most valuable asset we will ever own. Refinancing your mortgage — changing the terms of the loan — is a popular decision for many people. In 2020, around 8% of all Australian mortgages were refinanced. There are many reasons to do this, but there are also difficulties involved and it may not always be the best decision.

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A Guide to Getting a Personal Loan

A Guide to Getting a Personal Loan

Personal loans are an extremely popular way to borrow money and fund purchases. In 2019 alone, 8 million Australians used this method, which shows how easy and accessible it is. Of course, as with all financial decisions, you should take some time to assess your personal situation and work out whether a personal loan is the best option for you. These loans can be a great choice in a number of situations, but at other times you may wish to consider a different route.

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Why Should You Use a Broker for Refinancing your Mortgage?

Why Should You Use a Broker for Refinancing your Mortgage?

The process of refinancing can be fraught with difficulty and potential problems. You can choose to either refinance directly through your original mortgage lender or go through the process with the help of a broker. We think it’s almost always best to work with a broker, and in this article, we’ll explain why. We’ll also cover some of the main reasons to refinance your home, and look at some general tips.

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Why Get a Commercial Loan?

Why Get a Commercial Loan?

Commercial loans allow business owners to take steps forward and grow their enterprise without the need for raising the money upfront. The right loan can be a valuable helping hand to achieving goals and generating much more revenue in the long-term. In this article, we’ll look into some of the main reasons to get a commercial loan and how to do it right.

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The Guide to Buying an Investment Home in Mackay

The Guide to Buying an Investment Home in Mackay

Buying an investment property can be tough. Many people choose to get an investment home with a mortgage as opposed to buying it outright. This can be a smart financial decision, but it comes with a range of challenges compared to a more traditional mortgage. In this article we’ll look at some of the reasons to buy an investment property in Mackay, some potential problems to look out for, and why using a broker can help.

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Should I Buy, Lease, or Finance My Work Equipment?

Should I Buy, Lease, or Finance My Work Equipment?

In places like Mackay, with its thriving mining industry and all the associated jobs, finding equipment for work is a common challenge. This can range from vehicles to industry-specific tools. Buying this equipment is necessary to do your job properly, but it can be a big obstacle, especially when you’re just starting out and might be short on cash. In this article, we’ll take a look at the different options and hopefully help you decide which is best for you.


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How to Get a Mortgage in Mackay When You’re Self-Employed

How to Get a Mortgage in Mackay When You’re Self-Employed

While it might seem daunting, it’s perfectly possible to get a mortgage as a self-employed person in Mackay (or anywhere in Australia). It’s best to be as diligent as possible when preparing for a mortgage application as a self-employed person, and this article will cover the main bits of information you need to get a strong start.

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