Home Loans & Property Blog

Getting a mortgage comes with fees — that’s probably not a great surprise to anyone reading this. But what about refinancing an existing mortgage? We can break down mortgage fees into those relating to your existing loan and those that apply to your new lender.

It’s hard to substantially bring down your mortgage payments without refinancing your home. However, there are several steps you can take to make your payments more manageable. In this article, we’ll take a look at some of the options available.

Want to buy two vehicles? There are several reasons you might want to do this, and you may find it makes sense to use one loan to cover both payments. In this article, we’ll look at how to get two cars on the same loan, and everything you’ll need to know to get started.

How can you afford a car more easily? One common choice here is to apply for a car loan, which allows you to manage the cost of your vehicle much more easily by spreading the payments out over time. In this article, we’ll explore what a car loan is, why you might consider one, and how to get one.

In the past, we’ve talked about how personal loans work, the different types of loans available, and why you might consider getting one. But we haven’t yet talked about how to get accepted for a personal loan, and the concrete steps everyone can take to maximise their chances.

In this article, that’s what we’ll show you. First, let’s quickly recap some of the reasons why you might consider a personal loan.

 It’s no secret that business is expensive. Costs are often unexpected and impossible to prepare for, and even expenses planned far in advance can be stressful and difficult to afford.

In this article, we’ll take a look at how business loans work, why you might consider getting one, and the steps you’ll need to take.

A home loan, otherwise known as a mortgage, is something many of us will apply for at some point in our lives. For most people, it’s the biggest loan they ever apply for, and they will spend decades paying it off.

In this article, we’ll walk through the main reasons to consider a home loan and how to get started.

Your home is likely the most valuable asset you own, and depending on how long you have been paying your mortgage it could contain a large amount of value.

Of course, refinancing is not something to take lightly. In this post, we’ll walk through some of the main reasons to consider refinancing your home and how you’ll typically go about doing it.

Heavy equipment can be one of the biggest expenses for your business. However, it’s also typically something you can’t afford not to buy.

In this article, we’ll break down the main options you have for financing heavy equipment and the pros and cons of each.

Car loans are an excellent way to get together the money for a new car, one which you might not be able to afford if you were to pay the full amount upfront. Car loans come in all shapes and sizes — and you can borrow significant amounts of money if you’re able to convince your lender of your ability to repay the loan.

So how much can you borrow? The answer depends, of course, on your personal circumstances and financial situation. In this article, we’ll walk through the main factors that determine how much you can borrow for a car loan.

Starting a business doesn’t come cheap. On average, Australians spend between $3,000 and $5,000 on starting a small business, and this number can be considerably higher depending on the industry and other factors.

In this article, we’ll look at some of the reasons to consider a commercial loan, and walk you through some of the steps you can take to give yourself the best chance of qualifying.

Car loans, though, can be expensive in themselves. The interest rate can really add up over the lifespan of a loan, amounting to significant monthly payments and cutting into your ability to save money and cover other living expenses.

A balloon payment is one way to cut down on the cost of your car loan, making it more manageable and affordable. In this post, we’ll break down what a balloon payment is and what you need to be aware of.